To make passive income, you should find a different way according to your passion and knowledge. If you want to become financially free, then job income or any single business income is not a way. money management is most important nowadays.
Here are the 4 best, most amazing, and safest ways to make passive income in 2025. If you want to grow in your life, then earn passive income. In this scheme, your capital is safe.
List of 4 passive income
Post office monthly income scheme
The post office is the most trustable investment source by the government. In this Post office monthly income scheme you have to some investment money for an amazing return.
If you have a single account then your maximum deposit limit is 9 lakhs but if you have a joint account holder then the deposit limit is 15 laks in the post office saving scheme. and the post office gives you an amazing return through the interest rates.
post office monthly income scheme scheme gives you 5000 to 10000 rupees per month according to your investment to make passive income.
Systematic withdrawal plan/ Systematic investment plan(SIP)
For example, you invest your money in a debt mutual fund which gives you an annual 8% return. for example, if you invest 15 laks with an annual 8% return then Even if you withdraw 8% every year, your capital is safe and you make a passive income of 10000 rupees.
In this investment plan, you learn risk management first because of market risk in mutual fund investment.
Long-time government bonds
In terms of bonds, generally, people ask ‘What are government bonds, and how do they work?’ so government bonds are basically the government borrowing money from people and giving them 8 to 9 percent return every six months. which is considered a fixed income.
government bonds stand with long term for example 4 years to 40 years. but they give you an interest on a six-month or annual basis. There are many types of government bonds are available. like fixed rates bonds, floating rates bonds, etc.
Fixed Deposit
Fixed deposits are evergreen and the most popular investment plan by banks for people. In a fixed deposit, you need to invest some amount of money for one year or likewise, and on that, you get paid a decided interest rate on your capital.
This is the safest option to make passive income annual or monthly basis. there are also high-risk investment plans available for passive income like investing in stocks, businesses, etc.
Conclusion
There are a lot of ways to invest nowadays. but investments are subject to market risk, learn properly and then make investments in any kind of scheme or plan.
FAQs:
Government bonds take how much time?
Government bonds take 4 years to 50 years depending on which type of government bond it is.
What are government bonds?
Government bonds mean the government borrows rupees from ordinary people and gives them interest on their capital.
Which mutual fund is best?
Small-cap mutual funds are best according to investment but there is also a high risk of investment.
What are interest rates on Fixed deposits?
There are different-different rates based on banks rates and interest of capital.
How to become rich through the stock market?
If you have the right number of information about the stock market then you are on a better way of your future. there is a lot of chance to get rich through the stock market.
How much money do you have to make passive income?
Nearly 10 to 15 laks rupees.
